Plan Your Life Milestones with Inflation-Adjusted SIPs
What costs ₹25 Lakhs today could easily exceed ₹50 Lakhs in 10-12 years. Calculate the exact monthly SIP or lumpsum needed to achieve your family goals on schedule.
Select a Goal to Begin:
Education ~8%, Medical ~10%, General ~6%
Historically 12-14% for diversified equity funds
Any corpus already saved will compound and reduce your required SIP
Inflation-Adjusted Target Cost
Required Monthly SIP
Invest for 144 months @ 12% expected return
Recommended Asset Allocation (Aggressive Wealth Growth)
70% Equity (Flexi Cap / Mid Cap) + 30% Large & Balanced Hybrid
With a 7+ year horizon, equity mutual funds effectively beat inflation and build compounding wealth.
💡 Why Calculating for Inflation is Essential in Mutual Fund Planning
Purchasing Power Erosion
At 7% inflation, prices double approximately every 10 years. A ₹25 Lakh college degree today will require ₹50 Lakhs a decade later.
Beat Fixed Deposits
Traditional savings yielding 5-6% after tax fail to keep pace with real inflation. Equity mutual funds have historically delivered real, inflation-beating returns.
Discipline Beats Timing
A systematic monthly investment started early allows compounding to do the heavy lifting, where returns account for 50%+ of your final goal corpus.